Individuals & Families
Build, preserve, leave your legacy
Investments, tax planning and retirement, all planned as one.
Your financial life should work as one complete plan
Investments in different locations. A retirement account from a job you left years ago. An insurance policy someone sold you. Tax planning handled by somebody who has never seen the rest of it. Individually, each decision may have made sense at the time. Together, they rarely add up to a plan.
We start by putting the whole picture on the table: what you own, what you owe, what you are trying to do and what matters to you. From there we build one plan that ties those pieces together, and we help keep the tax consequences in the same conversation as the investment decisions.
Everything works together. Nothing is planned in isolation.
A clear process, from first conversation onward
Schedule a ConsultationUnderstand Your Goals
We learn about your goals, your values, your current situation and what matters most to you and your family.
Build Your Strategy
We build a personalized plan that brings investments, tax planning considerations, retirement and estate planning together as part of your overall financial plan.
Implement Your Plan
We put the plan into action and coordinate the moving parts so nothing is left half-done between advisors.
Continue Adjusting
We conduct reviews scheduled at your desired frequency to track the progress of your plan relative to your defined objectives and suggest any changes where needed.
Nine areas of your financial life, planned as one
Financial Planning
Schedule a ConsultationFinancial Planning
We start with your values, needs, goals and current circumstances. From there we build an integrated, personalized financial plan, one designed to be revisited and adjusted as your needs change over time, rather than filed away in a drawer somewhere.
Tax Planning
Schedule a ConsultationTax Planning
Planning ahead involves considering tax implications alongside investment decisions. We help identify strategies and investment options that may improve tax efficiency based on your goals and circumstances, and coordinate with your tax professional when appropriate.
Investment Management
Schedule a ConsultationInvestment Management
A diversified portfolio built around your time frame and your comfort with risk, with the tax consequences of each decision weighed alongside the investment case. Diversification does not ensure a profit or protect against loss.
Retirement Planning
Schedule a ConsultationRetirement Planning
We help you understand your options and turn what you have saved into an income strategy for the life you want in retirement, including when to draw from which account, and the tax planning considerations that come with each choice.
Estate & Legacy Planning
Schedule a ConsultationEstate & Legacy Planning
Planning how your assets pass to the people and causes you choose, coordinated with your attorney and with relevant tax planning considerations in view. Raymond James does not provide legal advice; please discuss these matters with the appropriate professional.
Insurance Planning
Schedule a ConsultationInsurance Planning
We review the risks to your income, your assets and your family, and look at coverage options (disability income, life insurance and long-term care) in the context of the wider plan rather than as standalone products.
Medicare & Social Security Planning
Schedule a ConsultationMedicare & Social Security Planning
Understanding the timing and enrollment choices in front of you, and how those decisions fit the rest of your retirement income plan. These are decisions with long tails, and they are easier to get right before the deadline than after.
College & Education Planning
Schedule a ConsultationCollege & Education Planning
Savings options and strategies for education costs, chosen so they work alongside your retirement and other goals rather than against them. Funding a degree should not quietly reset your own timeline.
Tax-Advantaged & Alternative Investments
Schedule a ConsultationTax-Advantaged & Alternative Investments
Strategies beyond traditional portfolios, considered only where they are suitable for your situation:
- Private equity
- Real estate 1031 exchanges
- Qualified Opportunity Zones (QOZs)
- Business Development Companies (BDCs)
Alternative investments involve substantial risks, may be illiquid, and are not suitable for all investors. They are offered only to qualified/accredited investors and should be considered as part of a wider plan.
Not sure which of these you need?
Don't worry, this is normal. One conversation is usually enough to work out which of these actually applies to you, which does not and where to start first.
Schedule a Consultation
A complete financial strategy built around your life
We don't only manage investments. Each piece of your financial life influences the others, so we plan them as one system rather than a set of unrelated decisions.
- You: one plan
- Investments
- Retirement
- Legacy Planning
- Estate Planning
- Wealth Management
- Tax Planning
Why families and business owners choose Epley Partners Private Wealth
At other firms
At Epley Partners Private Wealth
Generic, off-the-shelf solutions
Guidance built around your situation
Services that don't talk to each other
Comprehensive wealth planning
Strategies that are hard to follow
Plain-language explanations, every time
A new voice on the phone each time
The same person who knows your wealth goals
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Resources for families and retirees
A retirement checklist for the five years before you stop working
The five years before retirement are unusual. You still have earned income, you still have time to adjust, and most of the choices in front of you are reversible. After...
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Social Security timing: what to weigh before you file
Social Security is often discussed as a break-even calculation: file early and collect smaller payments for longer, or wait and collect larger ones for less time. That framing is not...
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Why your tax return arrives too late to change anything
By the time a return is prepared, the year it describes is over. Whoever prepares it can make sure the arithmetic is right and nothing was missed, but they are...
Read the articleEvery investor's situation is unique and you should consider your investment goals, risk tolerance and time horizon before making any investment. This information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. Past performance does not guarantee future results. Investing involves risk and you may incur a profit or loss regardless of strategy selected, including diversification and asset allocation. Be sure to contact a qualified professional regarding your situation before making any investment or withdrawal decision.